Open a CD Account
Your Financial Future Starts with Our Certificate of Deposit (CD) Accounts
Your financial security and satisfaction are our top priorities. We understand that your time and peace of mind are invaluable – that’s why we specialize in an authentic, relationship-focused, and proven account opening experience.
Certificates of Deposit – CD Accounts
Certificates of deposit are a great way to earn interest on a lump sum over a specified period of time. CD accounts differ slightly from traditional savings accounts; they are based on specific, fixed rate terms and interest rates. With account types ranging from 6 months to 5 years, a CD provides a higher rate of interest than a traditional savings account.
| Account Type | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 6 Months | 4.06% | 4.20% |
| 12 Months | 4.11% | 4.25% |
| 18 Months | 3.87% | 4.00% |
| 2 Years | 3.63% | 3.75% |
| 3 Years | 3.63% | 3.75% |
| 4 Years | 3.63% | 3.75% |
| 5 Years | 3.63% | 3.75% |
Your Proven Savings Strategy Partner
How to Open a CD with Quaint Oak Bank
Is a CD savings strategy new for you? You may wonder how to open a CD. Or, if you are familiar with certificates of deposit, you might be looking for an option that feels safe and secure.
We make it easy. Here’s how to open a CD:
Use Our Secure Platform: Start opening your CD by accessing our secure platform. Here you will begin the process of opening your account and validating your information.
Speak with Your Relationship Banker: Once you have completed the initial verification process, one of our relationship bankers will reach out to you to collect any remaining items for final validation.
Think of them as your personal financial assistant, ready to work within your unique needs and preferences. Whether you’re managing your family’s finances, saving for your next adventure, or planning a luxury purchase, your relationship banker is here to provide tailored advice and solutions.
Enjoy Individualized Service: Our relationship bankers are available to discuss your financial goals, answer your questions, and guide you through the account opening process. This service ensures you receive the attention and expertise you deserve, making banking as effortless and rewarding as possible.
Ready to Secure Your Future? Open a CD Account
Use the button below to access our online account opening platform. Our system will begin verifying your information and prompt you to choose the account type you’d like to open. A member of our team will contact you for any remaining items and final validation.
Benefits of Opening a CD with Us
A certificate of deposit (CD) is a savings account that holds a fixed amount of money for a fixed period, earning you interest at a higher rate than a regular savings account. So, what makes opening a CD with Quaint Oak the right choice?
Top CD Rates in Pennsylvania: Our CD accounts offer some of the best CD rates in Philadelphia, Allentown, Lancaster, PA, and surrounding areas.
Flexible Terms: We offer a variety of CD terms to suit your financial goals.
Security and Peace of Mind: Your savings are protected and secure, providing you with peace of mind.
Personalized Service: Our relationship bankers are dedicated to providing you with a personalized experience tailored to your needs.
Have More Questions About Opening a CD? Contact Our Team!
Finding the CD Account that Works for You
By choosing our bank, you’re not just opening a CD account; you’re gaining a committed banking guide and a seamless, personalized banking experience. Your relationship banker can help you choose the CD and term limit that meets your savings needs. We look forward to welcoming you to our community and providing you with the exceptional service you deserve.
All Rates are Effective 12/21/2024