SBA Loans
Where Your Business Growth Begins
You have a dream to bring something extraordinary to life— you have the vision, the plan, and the drive to make it happen. Now, all you need is the right financing.
The Small Business Administration (SBA) provides loan guarantees to qualified lenders to assist small businesses who may not qualify for a conventional commercial loan. By offering SBA loans to small and mid-sized business owners, we work with you to secure financing that allows you to turn your ideas into a thriving business.
What is an SBA Loan?
Could an SBA loan be the right solution for your financing needs? SBA loans, or Small Business Administration loans, are government-backed loans designed to help businesses access the funding they need to succeed. These loans offer terms that can make reaching your dreams an achievable goal.
With an SBA loan, you’re not just getting financial support—you’re gaining a partner in your business journey. Backed by the U.S. Small Business Administration, these loans are available through approved lenders who understand the unique challenges and opportunities small businesses face.
This means you can focus on what you do best—running your business—while benefiting from the tailored financing solutions SBA loans provide.
SBA Lending Program Highlights
Every business owner dreams of growth, innovation, and success, but the journey can feel overwhelming without the right tools and resources. Whether it’s funding to purchase a franchise, working capital to get your business off the ground, or resources to create a vibrant community hub, we’re here to help.
Your dream of owning or expanding your business isn’t just a goal—it’s the next chapter in your success story. As your Preferred Lending Partner, we’ll work alongside you every step of the way to ensure you have the resources you need to write that story.
SBA 7(a) Loan Program
The SBA 7(a) Loan Program can be a great option for business owners interested in real estate acquisitions because the programs provide flexibility. You can learn more about the SBA 7(a) Loan Program here, or by contacting our team using the form below.
SBA 504 Loan Program
The SBA 504 Loan Program offers loans up to $5M for the explicit purpose of commercial real estate, and equipment with terms up to 25 years. Reach out to one of our qualified Commercial Relationship Managers to see if your business qualifies for an SBA 504 loan.
SBA Lending Essentials: Requirements and Uses
- Business Must Operate for Profit and Be Located In/Operate in the United States
- Demonstrate a Need for Financing Outside Conventional Financing
- Business Must Meet Size Standards as Defined by the SBA
- Owner Must Have the History to Prove Creditworthiness
- Certain Industries May Have Additional Restrictions or Conditions
Eligible Uses for SBA Lending
- Investing in Projects to Increase Efficiency or Scalability
- Purchasing or Acquiring a New Business or Franchise
- Construction, Renovation, or Expansion of Business Facilities
- Refinancing Existing Business Debt
- Purchasing Inventory, Supplies, or Equipment
- Establishing Short- and Long-Term Working Capital
Quaint Oak’s SBA Loan Solutions
Quaint Oak Bank’s team is available to answer your questions and provide guidance for the SBA loan process. As your lender, we can work with you to select the option that fits the needs of your company. Our goal is to help you find a lending solution that propels your business towards success. Contact us to learn more and begin the application process.
All Loans Subject to Approval
Contact Our SBA Team to Learn More About Your Options