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Commercial & Industrial (C&I) Loans

Financing to Fuel Your Business Success

When your business needs capital to expand, invest in new equipment, or manage day-to-day expenses, a Commercial & Industrial (C&I) loan provides the funding and flexibility to keep operations running smoothly. Whether you need working capital, new machinery, or funds for growth initiatives, our C&I loans help you stay competitive in your industry.

Why Choose a C&I Loan?

A C&I loan is a powerful financial solution designed for businesses across various industries. It provides structured financing that aligns with your unique business needs, ensuring that you have the funds necessary to thrive. Highlights include:

  • Access to capital without disrupting your cash flow
  • Short-term financing with flexible repayment options
  • Competitive variable interest rates tailored to your business
  • Funds for essential purchases, expansion, and capital expenditures

We offer a variety of loan structures to fit your business’s needs. Our relationship-focused lending ensures that you receive custom financing solutions and a dedicated advisor to help you navigate every stage of the process. Connect with a member of our commercial relationship management team to learn more about which loan features and terms will be most relevant to your lending situation.

the owner of a manufacturing facility researches how a commercial and industrial (c&i) loan could help him add new machinery

Who is a C&I Loan For?

C&I loans are ideal for small to mid-sized businesses and larger enterprises that require tailored financing solutions. We serve businesses in industries such as:

  • Manufacturing and industrial services seeking investment in equipment, materials, and facility upgrades
  • Professional services, including law firms, medical practices, and consultancies needing working capital
  • Franchise owners and multi-location businesses supporting operational growth and location expansion
  • Technology companies funding research, software development, and expansion

We will work closely with you to structure a loan that fits your industry, business size, and financial goals.

How Can a C&I Loan Benefit My Business?

A C&I loan helps businesses maintain financial stability while investing in long-term success. With financing solutions designed to fit your unique needs, you can:

  • Upgrade equipment and machinery to improve efficiency and production
  • Boost working capital to maintain smooth operations by covering payroll, supplier costs, and overhead expenses
  • Expand your business by opening new locations, increasing inventory, or enhancing service offerings
  • Leverage growth opportunities by securing funding for strategic investments and high-return business ventures

Contact our commercial lending team to learn more about how a C&I loan can benefit your business growth plan.

Person applying for a commercial line of credit on a laptop in a workshop

Why Choose Quaint Oak Bank for Your C&I Loan?

At Quaint Oak Bank, we’re more than just a lender—we’re your strategic financial partner. Our C&I loans are designed to give businesses the capital they need to grow without the hassle of rigid financing terms. Work with us for:

  • Industry expertise with an understanding of business challenges and financing solutions
  • Efficient approvals to provide funding when you need it
  • Customized loan solutions tailored to your business’s specific needs
  • Dedicated business banking support to ensure long-term success

Get Started Today

Ready to take your business to the next level? Speak with our commercial lending team to explore how a C&I loan can help you achieve your financial goals.

All Loans Subject to Approval